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This Isn't A Housing Crash. It's Something Worse.

Автор: Epic Economist

Загружено: 2025-12-26

Просмотров: 26411

Описание: The U.S. housing market is entering 2026 in one of the largest bubbles in modern history. Home prices have reached 5x median household income. Nearly 75% of American households cannot afford a median-priced new home. Homeowners are trapped by their low pandemic era mortgage rates, refusing to sell. Investors now account for one-third of all home purchases. And the Federal Reserve's policies continue to keep mortgage rates elevated above 6%.

In this deep housing market analysis, I break down:
📊 The exact data showing how disconnected prices are from incomes
🏠 Why inventory remains frozen despite rising "For Sale" signs
💰 How the "lock-in effect" has paralyzed 82% of homeowners
📉 What threshold values would trigger a market correction
🔍 The structural forces creating pressure (without conspiracy theories)
⚠️ Falsification conditions — what would prove this analysis wrong

Every claim in this housing market crash video is backed by data from the Federal Reserve, National Association of Realtors, Harvard Joint Center for Housing Studies, NAHB, and other reputable sources.

Whether you're a first-time buyer waiting on the sidelines, a homeowner wondering if you should sell, or an investor trying to time the market, this video gives you the real numbers you need to make informed decisions.

Key stats covered:

Median home price: $410,800 (up 42% in a decade)
Income needed to afford median home: $118,530
Actual median household income: $83,730
Price-to-income ratio: 5.0x (was 3.5x in 1985)
Homeowners feeling "locked in": 82%
Investor purchase share: 33% of all sales
Current months of supply: 4.2 (balanced = 6.0)

Drop a comment: Do you think the housing market crashes in 2026, or is this a slow correction? Are you waiting to buy or thinking about selling?

👍 If you found this valuable, hit LIKE and SUBSCRIBE for more data-driven market analysis.

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This Isn't A Housing Crash. It's Something Worse.

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