What Is DTI (Debt-to-Income Ratio)? How It Affects Mortgage Approval

Описание: What is DTI, and how does it affect getting approved for a mortgage?

DTI, or Debt-to-Income Ratio, is one of the most important factors lenders look at when determining mortgage approval. In this video, I explain what DTI is, how debt-to-income ratio is calculated, and why it matters when buying a home.

You’ll learn what lenders consider a good DTI for mortgage approval, how your monthly debts impact your loan eligibility, and what you can do to improve your DTI before applying for a home loan.

If you’re a first-time homebuyer, planning to get pre-approved, or struggling to qualify for a mortgage, understanding your DTI can help you avoid surprises and improve your chances of approval.

In this video, you’ll learn:

What DTI (Debt-to-Income Ratio) means

How mortgage lenders calculate DTI

Ideal DTI for mortgage approval

How DTI affects loan approval and interest rates

This video is for anyone looking to better understand the mortgage process and qualify for a home loan with confidence.

Any questions? Reach out to me
Leo Namiot | Mortgage Loan Officer
904.712.1500
www.LeoLends.com
NMLS#89769 | Equal Housing Lender

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