Asia’s Banking-as-a-Service (BaaS) Model Explained: How Fintechs are partnering with Digital Banks

Описание: #BankingAsAService #EmbeddedFinance #Fintech #DigitalBanking #APIbanking #OpenBanking #AIinBanking #BankDigitalisation #AsianFintech #FinancialTechnology #BankingInnovation #FintechAsia #TheLatium #Digijanus

Asia is leading the world in banking as a service (BaaS) — but what makes its model so different from the US and Europe? In this conversation, Laksh Gangwani (Managing Director at ViewTrade and Founder of DigiJanus) and Kelvin Tan (CEO of Audax, formerly Head of SC Nexus at Standard Chartered) break down how the Asian BaaS model is reshaping digital banking, API banking, and embedded finance.

The Asian approach to BaaS focuses on direct partnerships between banks and ecosystems — where the bank’s balance sheet, licenses, and products are embedded directly into apps through API banking and SDK integration. This model powers platforms like WeBank, Kakao Bank, and Trust Bank in Singapore — delivering seamless, regulated financial services inside digital ecosystems.

In this video, you’ll learn:

What banking as a service (BaaS) really means

How the Asian BaaS model differs from the American and European systems

Real-world examples: WeBank, Kakao, and Trust Bank

How API and open banking drive financial innovation

Why AI in banking is accelerating digital transformation

The future of fintech, digital banks, and embedded finance in Asia

This is a must-watch if you’re in fintech, digital transformation, or financial services — and want to understand how Asia’s BaaS innovation is shaping the future of global banking.

What is banking as a service (BaaS) in Asia?
How does the Asian banking-as-a-service model work?
Why is Asia leading global innovation in banking as a service?
What are examples of Asian BaaS platforms like WeBank, Kakao Bank, and Trust Bank Singapore?
How do banks in Asia embed their products and balance sheets into digital ecosystems?
How do APIs and SDK integrations power the Asian BaaS model?
What role does open banking play in Asia’s financial sector?
How is banking digitalization transforming Asian financial institutions?
What makes the Asian BaaS model different from American and European versions?
How do fintech companies in Asia partner with banks through BaaS platforms?
What are the benefits of Asia’s direct-partnership BaaS model for banks and fintechs?
How do digital banks and neo-banks in Asia use API banking to scale?
What is the connection between AI in banking and embedded finance in Asia?
How does the Asian BaaS model improve access to financial services and inclusion?
How do regulators in Asia support BaaS and digital banking growth?
Why are fintech hubs like Singapore, Hong Kong, and South Korea driving the BaaS revolution?
How does Asia’s BaaS model create seamless digital banking experiences?
What is the difference between BaaS, open banking, and embedded finance in Asia?
How is fintech innovation shaping the future of financial services in Asia?
What lessons can global banks learn from the Asian approach to BaaS?
How do financial institutions in Asia build compliant API banking infrastructures?
What technologies enable real-time banking and fintech integration in Asia?
How is AI in banking used to personalize digital banking services in Asia?
What is the role of trust and regulation in Asian BaaS partnerships?
How are Asian B2B banks and financial startups using BaaS to innovate?
What are the challenges and opportunities for banking-as-a-service in emerging Asian markets?
How does the Asian model influence global digital banking transformation?
Why is the Asian approach to BaaS considered more integrated and customer-centric?
What insights do Laksh Gangwani and Kelvin Tan share about Asia’s BaaS leadership?
How is the future of fintech and financial technology being shaped by the Asian BaaS model?

Explore how *api banking* is enabling new *banking services* and *embedded finance* opportunities. This is part of the *digital banking* evolution, reshaping the *banking technology* that drives the *future of banking* with advancements in **fintech**.