These Cars Have The Cheapest Insurance In 2026

Описание: Car insurance after you pass your driving test can be brutally expensive.
It’s often more than the actual car — especially for new drivers, learners, and parents pricing up a first policy.

In this video, I break down the cheapest cars to insure in the UK after you pass your driving test, focusing specifically on Insurance Group 1 cars — the lowest insurance group possible.

These are the cars insurers see as the lowest risk, meaning cheaper premiums, lower quotes, and more affordable policies for new and young drivers.

🚗 In this video, you’ll learn:

What Insurance Group 1 actually means (and why it matters)

The cheapest cars to insure for new drivers in 2026

How the wrong engine choice can double your insurance overnight

Which cars are best for black box / telematics policies

How to avoid common mistakes that push you into higher insurance groups

Realistic insurance cost expectations after passing your test

💸 We compare popular low-insurance cars including:

Hyundai i10

Volkswagen Up / Skoda Citigo

Citroën C1 / Peugeot 108

Ford KA+

Each one is broken down by:
✔ Insurance group
✔ Typical insurance price range
✔ Repair costs
✔ Safety tech that lowers premiums
✔ Why insurers like (or hate) them

⚠️ IMPORTANT:
Not every small car is cheap to insure. Two cars that look identical can sit in completely different insurance groups depending on engine size, trim level, and power output. I’ll show you exactly what to look for so you don’t accidentally overpay.

This video is ideal if you’re:

A new driver looking for cheap insurance

A learner driver planning your first car

A parent helping budget for insurance costs

Confused by insurance groups, policies, or quotes