San Diego Real Estate Kicks Off 2026: Lower Rates, Tight Inventory & What’s Next

Описание: 📝 YouTube Description

Welcome to 2026 and the first San Diego County Real Estate Market Update of the year! In this episode, we break down the latest housing trends shaping the local market — from a major drop in interest rates to shrinking inventory and early signs of buyer demand returning.

I’m Clemens Ruas with the Romero Ruas Group at Berkshire Hathaway, and I also share a quick personal update as Maria and I celebrate our first holidays with our newborn daughter, Luciana ❤️.

📊 January 2026 Market Highlights:

📉 Interest rates dropped to 6.01% for a 30-year fixed mortgage
(Down from 6.32% last month and ~7.26% last year)

🏡 Inventory fell 30% to 3,889 homes — much tighter than last year

📊 Sales down 12% month-over-month, but still 3.5% higher than 2024

💰 Home prices ticked up 0.7% to $584/sq ft
(≈ $1.042M median price)

⏳ Days on market holding at 38 days

🔄 List-to-sales price ratio increased to 97.3%

💎 Luxury market:
• Sales down 22% MoM but 6.7% higher YoY
• Inventory down 32% from November to December

🔮 What This Means

Lower interest rates are pulling buyers off the sidelines, but with inventory tightening fast, prices may not come down — especially as we head toward the spring market. If rates continue to ease, competition could pick up quickly.

🏠 Curious What Your Home Is Worth?

Get a free, no-obligation home value and neighborhood market report at:
👉 mysandiegovalue.com

If you have questions about buying, selling, or your local San Diego market, feel free to reach out.

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📅 See you next month with another San Diego housing market update!