RBI Circulars May 2026 detailed explanation I Lec-2 I Monthly RBI Circulars - May I Hindi

Описание: RBI Circulars May 2026 detailed explanation I Lec-2 I Monthly RBI Circulars - May I Hindi

Telegram Channel Link : https://t.me/decodeindian1
WhatsApp: 7890619688
Click here to enroll (https://wa.me/message/YLBQQO7PA4WKL1)
Website link : https://decodeindian.in/

Timestamp

Introduction - 00:00:00

Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026 - 00:01:45

Operating framework for facilitating Outward Remittance services by non-bank entities through Authorized Dealer (Category I) banks in India - 00:20:16


Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

The Reserve Bank had issued the Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025, on November 28, 2025, as amended from time to time. Based on a review, it is proposed to amend the provision relating to inclusion of quarterly profits in Common Equity Tier 1 (CET1) capital by a Commercial Bank. A bank may reckon the profits in current financial year for CRAR calculation on a quarterly basis subject to the following conditions:

(a) The financial statements shall be audited or subjected to limited review on a quarterly basis; and

(b) The amount which can be reckoned shall be arrived at by using the following formula:

EPt = NPt - 0.25 *D*t



Operating framework for facilitating Outward Remittance services by non-bank entities through Authorized Dealer (Category I) banks in India


Attention of Authorised Persons is invited to Master Direction – Miscellaneous issued on January 1, 2016. Paragraph 10 of the Master Direction provided a framework under which non-bank entities could obtain specific approval from the Reserve Bank for tie-up arrangements to facilitate outward remittance services through Authorised Dealer Category-I banks in India subject to certain conditions.

On a review, it has been decided to dispense with the process of granting of the approvals by RBI for such tie-ups and instead Authorised Dealers are advised to comply with instructions furnished in Annex while facilitating cross-border outward remittance of funds for non-trade current account transactions using third party entity in online mode (website/ online platform/ software application/ mobile application/ any other interface).

Therefore, the para 10 of the Master Direction - Miscellaneous dated January 1, 2016 (as amended from time to time) stands deleted with immediate effect.