Medicare Made Simple: Smart Choices for Your Health and Wealth

Описание: Navigating Medicare Decisions with Expert Bobby Chien

Turning 65 and facing Medicare decisions? In this episode of the Smart Legacy Podcast, host Glenn Stockton sits down with trusted Medicare broker Bobby Chien to demystify the complex world of Medicare. Together, they break down the essentials—Parts A, B, C, and D—explain common pitfalls like lifetime penalties, and discuss how to choose between Medicare Advantage and Supplement plans. Bobby shares practical advice on enrollment timing, avoiding costly mistakes, and why local expertise matters when picking coverage. Whether you’re planning for retirement, helping a loved one, or just want to make sure you’re not leaving money on the table, this episode offers clear, actionable guidance to protect your health, finances, and peace of mind.

YouTube Chapters:

00:00 Introduction and Welcome
01:52 Meet Bobby Chien and Medicare KC
02:48 Medicare Parts A, B, C, and D Explained
05:40 Key Decisions at Age 65 and Penalties
06:42 How and When to Enroll in Medicare
08:13 Medicare Alone vs. Supplement vs. Advantage
09:14 Staying on a Spouse’s or Employer Plan
11:31 Employer Size and Qualifying Coverage
12:22 Doctor and Hospital Networks in Advantage Plans
13:53 Enrollment Periods and Changing Plans
14:13 Doctors and Hospitals Accepting Medicare
15:10 How Much to Save for Medical Expenses
16:48 Understanding Out-of-Pocket Medicare Costs
16:57 Medicare Supplement vs. Medicare Advantage
19:35 Medicare Coverage for Travelers and Snowbirds
21:26 How Bobby Advises Clients: What Matters Most
22:10 Top Medicare Mistakes to Avoid
23:12 When to Reach Out for Medicare Advice
23:59 Red Flags and Pitfalls in Medicare Choices
25:31 How Often to Review Your Medicare Plan
26:51 Medicare Supplement Health Questions and Timing
27:45 Medicare School Events and Education
28:27 How to Contact Bobby Chien
29:02 Enrollment Timing and Window
29:41 Husband-Wife Medicare Team
30:19 Final Thoughts and Closing
31:01 Disclaimer