Why you SHOULD NOT go for the 5% DEPOSIT scheme! || 95% Mortgage Guarantee Scheme 2021

Описание: In this video I give you my honest opinion about the 5% deposit/ 95% mortgage government scheme. I explain exactly what the mortgage scheme is, the pros and cons, and why I think you should avoid them!

Time stamps:
0:00 - Intro
0:28 - What is a Mortgage?
0:42 - Calculating How Much Deposit you Need
1:14 - Why 95% Mortgages are Risky
1:48 - The New 95% mortgages
2:07 - Pros & Cons
2:50 - Negative Equity Calculation
3:13 - Housing Bubble Risk
3:32 - Why 10% Deposit is Better
3:51 - Outro

For more info on the scheme: https://www.moneysavingexpert.com/mor...

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