What Insurance Do Contractors Need in Michigan? | Contractor Insurance Basics Explained

Описание: ✅ Get a quote today: https://www.yourmichiganinsurance.com...
📞 Call or Text: 248-459-3045
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What Insurance Do Contractors Need in Michigan? | Contractor Insurance Basics Explained

Are you a contractor or construction business owner in Michigan wondering what insurance coverage you actually need?

In this video, we break down the essential types of insurance most contractors should have—including general liability, workers compensation, commercial auto, umbrella insurance, inland marine, and more. Whether you're a solo tradesperson or running a growing crew, understanding your insurance needs is key to protecting your business.

We’ll also touch on other coverages that may apply to your operation, like builder’s risk insurance, commercial property, cyber insurance, employment practices liability, and professional liability (E&O).

Covered in this video:
✅ What general liability covers (including completed operations)
✅ Workers comp requirements in Michigan
✅ Why commercial auto and hired & non-owned auto coverage matter
✅ The value of an umbrella policy
✅ What inland marine insurance actually protects
✅ Other optional but important policies for contractors (Builders Risk, Cyber, EPL, etc.)


If you want a quick, high-level overview of how to protect your contracting business the right way—this is a great place to start.

📞 Need help reviewing your contractor insurance policy? We’re here to help. Contact us today to make sure your business is covered the right way.

👉 Learn more or request a quote: http://www.yourmichiganinsurance.com/...

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Need help with your insurance? Have questions?
✅ Get a quote today: https://www.yourmichiganinsurance.com...
📞 Call or Text: 248-459-3045
📧 Email: [email protected]

I look forward to working with you!

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If there’s a specific topic you’d like me to cover or if you have questions, let me know in the comments!

**DISCLAIMER: THIS IS NOT LEGAL ADVICE. USE AT YOUR OWN DISCRETION. THIS VIDEO INCLUDES MICHIGAN INFORMATION ONLY.