How Lawsuits Fix Student Loan Servicer Problems

Описание: Sparky Abraham is a lawyer who files lawsuits against student loan servicers and lenders on behalf of California borrowers. He’s previously worked as a legal services attorney in Oakland and Los Angeles. He’s also litigated economic and racial justice issues for the NAACP Legal Defense and Educational Fund.

In this video, you’ll learn how you can use your state’s Student Loan Bill of Rights to request your promissory note, payment history, and other documents from your student loan company, and how you can use state law to sue them for up to 3 times the amount of damages for failing to meaningfully respond to your requests.

RESOURCES
Article: https://www.tateesq.com/learn/qualifi...
Bill of Rights: https://dfpi.ca.gov/consumers/student...
QWR Rule: https://www.law.cornell.edu/regulatio...
SBPC Bill of Rights: https://protectborrowers.org/sls-over...

CONNECT WITH STANLEY
Website: https://tateesq.com
LinkedIn: stanleytate

CONNECT WITH SPARKY
Website: https://www.jubilee.legal/

TEAM
Founder + Host: Stanley Tate
Editor: Patrick Kevin Angeles
Thumbnail Artist: Keanu Rafil

TIMESTAMPS
00:00 - Introduction to California’s Student Borrower Bill of Rights
01:02 - Interview with Student Loan Lawyer Sparky Abraham
02:50 - Does My State Offer Borrower Protections?
04:00 - Identifying Illegal Servicer Conduct
07:25 - Misleading Loan Consolidation Advice
09:18 - Private Loan Disability Discharge Issues
14:34 - What is a Qualified Written Request (QWR)?
20:55 - When Your QWR Gets Ignored: Next Steps
25:49 - How to Submit an Effective QWR
27:00 - Suing Your Loan Servicer Under California Law
29:15 - How Long Does a Borrower’s Rights Lawsuit Take?
30:45 - Loan Status During a Lawsuit
33:00 - Special Damages: Triple Compensation for Denied Loan Forgiveness
34:42 - Challenges and Importance of Student Loan Lawsuits
36:23 - How to Contact Sparky Abraham for Help