🚨 MAJOR UPDATE: Service Canada 2026 Rates | CPP OAS GIS Update | Higher Payments Start Now

Описание: 🚨 MAJOR UPDATE: Service Canada has officially announced the 2026 CPP, OAS, and GIS rate increases—and your January payment is HIGHER right now! If you haven't checked your bank account yet, you need to see this. These aren't minor cost-of-living adjustments; seniors across Canada are seeing real dollar increases that add up to hundreds or even thousands more per year. Whether you're receiving CPP retirement, OAS, GIS, or disability benefits, this video breaks down EXACTLY how much more money you're getting and what it means for your household budget in 2026.
🇨🇦 What You'll Discover:
✅ NEW CPP maximum for 2026: $1,434.63/month (up $70+ from 2025)
✅ OAS rates by age: Why seniors 75+ get $72 MORE per month than younger retirees
✅ GIS maximum amounts: Up to $1,073.73/month PLUS your OAS
✅ CPP disability, survivor, and children's benefits—all increased
✅ Real examples: What a single senior vs. couple actually receives monthly
✅ How much YOUR specific payment went up based on your benefit level ✅ Income limits for GIS: Are you leaving money on the table?
✅ Allowance for 60-64 year-olds: $1,374.72/month available
✅ When the next rate increase happens (quarterly schedule explained)
✅ Do you need to apply? How to avoid scams targeting seniors
✅ My Service Canada Account: Check your exact payment in 2 minutes ✅ Provincial top-ups you may qualify for on top of federal benefits
⏱️ Timestamps:
00:00 ALERT: Your Payment Just Increased
01:50 CPP 2026 Rates Breakdown (Retirement, Disability, Survivor)
02:30 How Much More You're Getting Based on Your CPP Level
04:15 OAS Rates for Age 65-74: $727.67/month
06:20 OAS for Age 75+: $800.44/month (DON'T Miss This!)
07:40 GIS Maximum Rates & Income Thresholds 2026
08:25 Allowance & Allowance for Survivor Explained
09:10 REAL EXAMPLES: Single Senior Total Income
10:35 REAL EXAMPLES: Couple's Combined Benefits
11:20 When Will You See This in Your Bank Account?
12:45 Do NOT Apply for This (It's Automatic—Beware Scams!)
13:10 How to Verify Your New Payment Online Right Now
14:50 GIS Income Rules: What Counts & What Doesn't

💰 Why This Matters: A senior receiving maximum OAS (75+) and moderate CPP could see $700+ more annually. GIS recipients with the right income level could gain even more. This isn't theoretical—check your account TODAY and make sure you're getting every dollar you're entitled to.
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💬 YOUR TURN: Have you confirmed your January increase yet? What benefit are you receiving, and did your payment go up as expected? Drop a comment—I personally read and reply to help Canadian seniors navigate these programs. Your questions shape future videos!
👍 If this video helped you understand your 2026 rates, please LIKE and SHARE it with other seniors who need this information!

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DISCLAIMER:
I am not a financial advisor. This video is for educational purposes only. Please consult a certified financial planner or Service Canada for your specific situation.