1.2 Transitioning from a Resident to Attending — Income Protection & Risk Strategy

Описание: Before you optimize your investments or taxes, there’s something more fundamental—protecting your ability to earn an income.

In this video, Stephanie Pearson, MD, FACOG, shares why disability insurance is essential for physicians and healthcare professionals. From understanding the differences between employer-provided and private policies to knowing what makes a strong policy, this is critical guidance for anyone early in their career.

Stephanie also shares her personal story of a career-ending injury—and how the right (and wrong) insurance decisions impacted her family’s financial future.

What you’ll learn:

Why disability insurance is essential for physicians
The difference between group vs. private disability insurance
What “own occupation” coverage really means
Key policy features to understand (COLA, residual benefits, waiting period)
How to choose the right level of coverage as your income grows
Why life insurance also plays a critical role in protecting your family

Your greatest asset isn’t your portfolio—it’s your ability to earn an income. Protect it early.

This content is for educational purposes only and should not be considered financial, tax, or legal advice. Consult a qualified professional regarding your specific situation.