How to Use Credit Cards Wisely 💳 |

Описание: A credit card can either be a financial tool—or a trap. 🧠 In this video, we teach you how to use credit cards the smart way. Learn how interest works, how to avoid debt, and how to take advantage of rewards, cashback, and zero-percent APR offers. We’ll explain the power of paying in full, maintaining a low utilization ratio, and never missing a due date. Plus, discover how credit cards can build your score and protect purchases. If used right, a credit card is more than plastic—it’s power.