Is the 30% Tax DEAD? The Government's Emergency Budget 2026 U-Turn!

Описание: In this episode of The Money Podcast, Neeraj Arora breaks down one of the most important — and most ignored — aspects of investing: taxation. With the Union Budget 2026 around the corner, the conversation focuses on what genuinely matters for long-term investors, beyond headlines and panic.

⏱️ TIMESTAMPS
00:00 – Introduction
01:12 – Why taxation matters for investors
04:16 – Key tax expectations from Budget 2026
09:00 – LTCG exemption limit explained
10:42 – Should debt funds get indexation back?
13:24 – Other major budget expectations
16:29 – Regular to direct mutual fund tax issue
20:53 – Global diversification limits for Indians
28:22 – How investors should react post-budget
29:25 – Final thoughts and takeaway

Neeraj explains why investors often overestimate returns and underestimate taxes, and how ignoring post-tax reality can quietly destroy long-term wealth. From equity taxation and long-term capital gains to debt funds, ELSS, and global diversification, this episode lays out a realistic wishlist from a retail investor’s perspective — without hype or political noise.

The discussion covers:
Why post-tax returns matter more than headline returns
Expectations around LTCG tax in Budget 2026
Whether debt funds should get indexation back
Problems with taxing regular-to-direct mutual fund switches
The future of ELSS and tax incentives
Challenges in global diversification for Indian investors
How investors should react after the budget is announced
Rather than predicting outcomes, Neeraj focuses on process over policy — how investors should think, prepare, and stay disciplined regardless of budget decisions. The episode is especially relevant for long-term investors, mutual fund investors, CA students, and anyone trying to build wealth in a tax-efficient way.
This episode will help you think clearly about taxes, avoid emotional reactions to budget news, and align your investing decisions with long-term reality.

📘 What You’ll Learn in This Episode
Why taxes quietly reduce real returns
Key investor expectations from Budget 2026
Common tax mistakes mutual fund investors make
How taxation affects long-term compounding
How to stay rational before and after the budget

⚠️ Disclaimer
This content is for educational purposes only. Investments are subject to market risks. Please consult a qualified financial advisor before making investment decisions.

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