Insurance Mantra: Bajaj Life CEO On GST Relief, Term Insurance & Retirement Gap | Business News
Автор: ET Now
Загружено: 2026-01-29
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Insurance Mantra: Bajaj Life CEO On GST Relief, Term Insurance & Retirement Gap | Business News
On this episode of Insurance Mantra, ET Now speaks to Tarun Chugh, MD & CEO, Bajaj Life Insurance, on the evolving landscape of India’s life insurance industry.
The conversation covers the impact of GST rationalisation, which has made term insurance nearly 18% cheaper, driving a sharp pickup in protection demand. Chugh explains why protection is a structural shift, while non-par products remain linked to market conditions.
He also flags India’s low protection and retirement readiness, urging greater focus on pension and annuity products, tax parity with NPS, and long-term financial planning as India’s population ages rapidly. The discussion further touches upon AI and technology in underwriting and claims, commission structures, persistency-linked payouts, and the need for regulatory stability.
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