Inherited IRA Rules Explained: Avoid Costly RMD Mistakes

Описание: If you've inherited an IRA, the rules are no longer what they used to be - and getting this wrong can cost you tens of thousands in unnecessary taxes and penalties.

In this video, we break down the new inherited IRA rules, including:

Why the Stretch IRA is gone

How the 10-Year Rule actually works

The critical role of the Required Beginning Date (RBD)

When annual RMDs are required (and when they're not)

Who qualifies as an Eligible Designated Beneficiary (EDB)

Why inherited Roth IRAs follow different rules

How a missed RMD can trigger a 25% IRS penalty

The biggest mistake we see? People assuming all inherited IRAs follow the same rules. They don't.

If you want a deeper, written breakdown with examples and planning strategies, read the full article here:
👉 https://vipwealthadvisors.com/insight...

Planning your withdrawals properly is not optional anymore. It's mandatory.

Mark Stancato | CFP® | EA | Lead Advisor @ VIP Wealth Advisors
I help high-income professionals, founders, and real estate investors reduce taxes, manage equity compensation, and protect their legacy.

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VIP Wealth Advisors is a registered investment advisor based in Atlanta, Georgia, serving clients nationwide. We specialize in helping high-income tech professionals, founders, and real estate investors reduce taxes, manage equity compensation, and build lasting wealth. Our clients get direct access to a seasoned CFP® and IRS Enrolled Agent—no call centers, no handoffs. With flat, transparent fees and a white-glove approach, we act as your personal CFO for every stage of wealth.
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