Tax Planning: What Is It and Why you need one (Full Podcast)

Описание: What if the real tax challenge isn’t the IRS, complexity, or even income… but the quiet lack of structure slowly eroding your wealth over time?

In this episode of the Make Life Less Taxing Podcast, I sit down with Daniel Hanzelka to talk about why tax planning isn’t about tricks, loopholes, or last-minute scrambling in April — it’s about structure, cadence, and intentional strategy throughout the entire year.

My journey didn’t start in boardrooms. I immigrated to the U.S. as a child during conflict, worked three jobs while earning my degree, and eventually built a practice after time at Deloitte and PwC. But I quickly realized something: most high-income professionals and business owners aren’t overpaying because they lack intelligence — they’re overpaying because they lack proactive structure.

Today, I work with business owners, professionals, and real estate investors who are tired of reactive accounting and ready for real strategy.

In this conversation, we break down:

💡 In This Episode, You’ll Discover:
•⁠ ⁠Why mindset — not math — is often the first barrier to reducing unnecessary taxes
•⁠ ⁠The hidden danger of “April-only” tax thinking
•⁠ ⁠How consistency becomes the engine of long-term wealth building
•⁠ ⁠Why real estate, entity structure, and team coordination change everything
•⁠ ⁠Why I believe the CPA should be the quarterback of your advisory team

If you’re earning well but feel like too much is slipping through the cracks, this conversation will give you a different way to think about tax planning — one built on clarity, structure, and long-term stewardship.

👤 About Me
I’m Miguel A. Palma, CPA and founder of Palma Financial Services. I help high-income business owners, professionals, and real estate investors reduce unnecessary taxes and build wealth through proactive, year-round planning.

Instagram:   / m.palmafinancial