Components of Interest Rates Explained | Rate & Returns | Quantitative Methods | CFA Level 1 | #2

Описание: ssalam-o-Alaikum Students,
Is video mein humne Interest Rates ke Components ko detail mein samjhaya hai — ye topic CFA Level 1 Quantitative Methods ke “Rates & Returns” section ka important part hai.

Agar aapko kabhi yeh confusion hua ho ke “Bank ya bond ka interest rate 7% kaise decide hota hai?”, to ye video aapke liye hi hai!
Hum step-by-step samjhenge ke ek interest rate ke andar kaunse 5 building blocks hote hain, aur har block kis specific risk ya compensation ko represent karta hai.

Is video mein hum cover kar rahe hain:
✅ What are Components of Interest Rates?
✅ Why understanding them is important for loans, bonds & investments.
✅ The 5 Components of Interest Rates:
 1️⃣ Real Risk-Free Rate
 2️⃣ Inflation Premium
 3️⃣ Default Risk Premium
 4️⃣ Liquidity Premium
 5️⃣ Maturity Premium
✅ Complete Interest Rate Formula (with example breakdown)
✅ Nominal vs Real Risk-Free Rate explained with Fisher Equation
✅ Real-world examples for better understanding

Ye session specially un students ke liye hai jo CFA Level 1 ki tayyari kar rahe hain, ya finance concepts ko logically samajhna chahte hain.
Har concept ko simple English + Hindi mix (Hinglish) tone mein explain kiya gaya hai, taaki learning easy aur interesting bane.

Umeed hai yeh video aapke liye faida mand hoga.
Apne sawalat comments mein zaroor likhein! 💬

🕒 TIMESTAMPS / CHAPTERS:

0:00 - Introduction & Core Question: Interest Rate ka breakdown
0:55- What Are Components of Interest Rates?
1:38 - The “Building Block” Concept Explained
1:55 - Real Risk-Free Rate
2:36- Inflation Premium
3:18 - Default Risk Premium
3:49 - Liquidity Premium
4:20 - Maturity Premium
4:54 - Table Of 5 Components
5;43 - How These Components Combine (Formula + Example)
6:25 - Nominal vs Real Risk-Free Rate (Fisher Equation)
7:18 - Key Takeaway & Summary

👨‍🏫 About Me:

Main Amir Irshad, ek finance professional aur full-stack developer hoon, jiska maqsad hai complex financial concepts ko simple aur practical language mein samjhana — especially for CFA students.

🔗 Connect with Me:

📎 LinkedIn: linkedin.com/in/amir-irshad-b5a23429a

📸 Instagram: instagram.com/aamirthespeaker

🐦 Twitter (X): twitter.com/amirirshad_


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