You need 5 things to easily get Perfect 850 FICO score
Автор: Rondi Lambeth
Загружено: 2024-03-29
Просмотров: 155
Описание:
Learn the 5 crucial elements FICO looks for on your credit report! From car loans to credit cards. Understanding these essentials is key to mastering your credit profile.
Main Takeaways:
🔍 Understanding FICO's criteria for a perfect credit score.
🚗 Importance of having a car loan or installment loan.
🏠 Need for a mortgage to strengthen your credit report.
💳 Significance of maintaining at least three credit cards.
💼 Insight into how credit utilization impacts your score.
Questions Answered:
What are the five essential elements that FICO looks for on your credit report?
-FICO wants to see a car loan or installment loan, a mortgage, and at least three credit cards.
Can you have a good credit score without a mortgage or car loan?
-Yes, you can have a good credit score without a mortgage or car loan, but it's crucial to have at least three credit cards.
Why is having three credit cards important for your credit score?
-Having three credit cards helps achieve a perfect 850 FICO score, according to FICO's criteria.
-What role does credit utilization play in your credit score?
Credit utilization, or how you use your credit cards, is crucial in determining your credit score's health.
#CreditScore #FICO #CreditReport #CreditScore
#FortressULIVE #AskRondi
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