How Much Cash Is Too Much After 60? And What to Do Instead

Описание: Book a FREE consultation here: https://www.soincomes.com/appointments

If you’re over 60 and holding a significant amount of cash in savings, CDs, or money market accounts, it might feel like a safe move — especially in today’s unpredictable economy. But here’s the truth: while cash offers short-term stability, it may be quietly undermining your long-term retirement security.

In this video, I’ll walk you through the hidden risks of holding too much cash in retirement — and what to do instead.

Here’s what we’ll cover:

How inflation erodes your purchasing power, even when you're earning 4–5% interest

Why retirees often underestimate the long-term cost of missed compounding

How cash interest is taxed—and why it could lead to bigger Medicare premiums or taxable Social Security

How to find the right cash balance for emergency needs, short-term goals, and long-term investing

Smart strategies to put idle cash to work without sacrificing security

Whether you're 60, 65, or even in your early 70s, knowing how to manage your cash reserves is one of the most important decisions you’ll make in retirement. Too little cash creates stress. Too much creates drag, inflation loss, and unnecessary taxes.

The goal? Balance.
You need enough cash for flexibility—but not so much that it slows down the wealth you’ve worked a lifetime to build.

If you’ve been asking yourself:
“How much cash is too much?”
“What should I do with my money now that I’m retired?”
...then this video is for you.

I’m Mark Wisneski, President of Southern Incomes. For years, I’ve helped retirees, business owners, and high-net-worth individuals create retirement income strategies that are tax-efficient, flexible, and built to last.

✅ Book a strategy call today and let’s take the guesswork out of your retirement planning: https://www.soincomes.com/appointments





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