Philip Gallant
With over 40 years in financial services, Philip Gallant helps individuals, families, and business owners build strategic plans for lasting security. He began his career in 1980, later serving as Group Vice President and National Marketing Director at New York Life, and as Executive VP and Chief Marketing Officer of New York Long-Term Care Brokers. Inspired by his passion for working with clients, Phil founded The Optimus Group, LLC to focus on financial, retirement, long-term care, business, and estate planning.
A recognized industry leader, Phil has spoken at conferences including the National Association of Health Underwriters, the New York State Bar Association, and the Brookings Institute on Aging. He has contributed to publications like Broker World and Life Insurance Selling and is a respected voice in long-term care planning.
Phil is a member of the National Ethics Bureau, MDRT, NAIFA, and the American Association for Long-Term Care Insurance and holds the CLTC designation.
Самая большая ошибка, которую совершают люди предпенсионного возраста (и как ее избежать)
5-летний обратный отсчет до выхода на пенсию (не пропустите эти шаги)
Почему 2,3 миллиона долларов всё ещё недостаточно для выхода на пенсию
The Hidden RMD Tax Trap That Could Wreck Your Retirement
Roth IRA Ladder Explained: Retire Before 59½ Without Penalties
Can You Really Retire at 55?
My Honest Advice TO Anyone Under 59... Stop Waiting!
How to Eliminate Taxes, Debt & Market Risk Before You Retire
Стратегия трёх ведер: как богатые люди структурируют свой пенсионный доход
Long-Term Care Planning Explained (Don’t Leave This Risk to Chance)
Start Now or Pay Later: A Real Financial Planning Story
The Retirement Trap: Are You Truly Ready or Just Hoping for the Best?
What does a safe withdrawal strategy look like?
Recording #95
Recording #92
Recording #73