Personal Finance with Raymond
Hey, I'm Raymond.
I'm a software engineer currently at a Fortune 500 company. I learned about financial independence and retiring early towards the end of high school and started pursuing that goal ever since.
I plan to talk about a wide range of topics that are meant for like-minded folks on this path, be it budgeting, credit cards, or investing.
Hope you stick around :)
$200,000 Invested Before my Birthday! | February Net Worth Update | Retire Early
Setting Up February Budget With Free Money! | Budget With Me
2025: Growth at What Cost?
Financial Independence is the ONLY Path to Retirement.
My Plan to Invest Over $60,000 in 2025 for FIRE
Last Net Worth Update of the Year! | December Net Worth Update | Retire Early
My First High Spend Month! | Budget With Me December | Retire Early
I Guess I'm Technically a Millionaire. | November Finance Update
The 2025 IRS Retirement Account Contribution Updates Weren't Great...
Hit my Net Worth Goal for 2024! | October Net Worth Update | Retire Early
Putting Life on Hold for a While. | Budget With Me October/September Spending Report
3/4 of the way to $200,000 Net Worth! | September Net Worth Update | Retire Early
Paying off Medical Debt, Investing the Difference! | September FIRE Update | Budget With Me
Building Wealth in a Sideways Market | August Net Worth Update | Retire Early
A Strange Budget With After-Tax 401k... | August Budget With Me | Retire Early
My Net Worth EXPLODED After 1 Year of Work | Net Worth Update | Retire Early
First Full Month of SWE 2 Salary! | Budget With Me July | Retire Early
Tax Refund + 3rd Paycheck This Month?! | Transfer Tuesday | Retire Early
Did I Make the Right Choice? | Transfer Tuesday | Retire Early
Another Windfall? | June Net Worth Update | Retire Early
Nearing the Finish Line on the (Pre-Tax) 401k! | Budget With Me June | Retire Early
Living Life While Negotiations Continue | Transfer Tuesday | Retire Early
OFFICIALLY Over 6 Figures in Net Worth! | May Net Worth Update | Retire Early
Things Just got a bit Complicated. | Transfer Tuesday | Retire Early
(Hopefully) the Last Month Making $90,635 Salary | Budget With Me May | Retire Early
Starting a Blog + A Career Update! | Transfer Tuesday | Retire Early
(Read Pinned Comment) How Do I Pay Rent With the Bilt Card? Is the Bilt Mastercard Worth It?
Reached $100,000 Net Worth...Not on My Own. | Transfer Tuesday | Retire Early
Almost $100k in Savings! | April Net Worth Update | Retire Early
Budgeting for a Raise! | Budget With Me April | Retire Early