MoneyCoachGTA
Welcome to MoneyCoachGTA—where Canadian newcomers, millennials, & beginners break free from debt, master their budgets & build lasting wealth. I’m Rick Ruta, author of Rich Life Rising & a Financial Coach in the GTA, sharing weekly, zero‑fluff tutorials & proven tools to help you stop living paycheck to paycheck. Hit Subscribe for step‑by‑step money strategies. Grab your free Financial Action Checklist at MoneyCoachGTA.ca. Let’s elevate your financial life—together!
DISCLAIMER: Material NOT to be considered financial,legal,tax, investment, accounting advice.Info for educational purposes ONLY. Rick is not licensed in insurance,real estate,financial, or securities & disclaims any liability, loss or risk, incurred consequently using any info given. Viewers should consult qualified & licensed professionals to assess appropriateness of any investment decision based on goals,experience,risk tolerance & financial status. Some links may earn me commission at no extra cost to the buyer.

Earn Extra Money in Canada: 8 Side Hustles You Can Start Today (Keep Your 9-5!)

How to Become a Millionaire in Canada in 20 Years (3 Passive Strategies)

Crushed by Debt? How You Can Save $500/Month & Finally Breathe

$5 Pizza Hacks: Save Money, Invest the Difference 🍕💰

The $0 Down Trap! How Financing is Keeping Young Canadians Broke

How to Pay Off DEBT, Survive INFLATION, and SAVE $1,000 in Canada (even on low income)

INVEST or PAY DEBT? The #1 Move for Canadian Millennials

How I’d Start Over at 30 with $0 in Canada (Realistic Millennial Money Plan)

Why Your Credit Score Stalled (And How Canadians Fix It)

RRSP vs TFSA in Canada 2025: Which One Makes You Richer?

6 Strategies to Recession Proof Your Finances: Amid Economic Uncertainty in Canada

TFSA Dividend Investing: What I Wish I Knew Sooner!

Lifestyle Creep: The Silent Savings Killer

Master Your Money Course-Take control of your finances, eliminate debt, and build long-term wealth.

Money Saving Hacks That Actually Work 💸

Investing 101 for Canadians: Stocks, Bonds, Funds & Compound Interest Explained

Retire Smart: Use the 4% Rule to Live Life on Your Terms

Net Worth Made Easy: Know Where You Really Stand 💸

Debt Payment Strategies - Snowball vs. Avalanche - Which is better?

Why Canadians Are Switching to the 60-20-20 Budget (and Loving It)

Money Coach Demystified